Apprenticeship - 1 year - Credit Risk Analyst F/H

Apprenticeship - 1 year - Credit Risk Analyst F/H

• 19343
• Paris

Company Description

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.

Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business.

As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A1, Fitch Ratings: A+, R&I: A+).

Job Description

POSITION AND MISSIONS

You are joining our Expert Models & Advisory (EMA) team who is looking for a Credit Risk Analyst, for a 1-year apprenticeship from September 2026 . The team evolves in a very stimulating environment where exchanges with risk experts and the Front Office are permanent to develop and follow methodologies/models for measuring credit risks (Rating and LGD) developed on an expert basis or requiring strong business/sectoral expertise.

In collaboration with your tutor, your main tasks will be:

• Provide support for the conduct of analyses carried out as part of the quarterly backtesting presented in internal committees and assist the analysts during the drafting of summary documents for users.
• Conduct regulatory monitoring on rating topics and sector risk monitoring and participate in updating the procedures related to the rating system.
• Contribute to the improvement of the tools used for scoring (in particular, account analysis and scoring tools).
• Participate in exchanges with the Front office professions concerned by the methodologies followed, as part of the development of rating methods, but also questions about the application of the methodology on atypical cases.
• Intervene in support of recalibration or redesign work on existing customer rating methodologies, taking into account regulatory requirements and changes in business sectors (financial and sectoral analysis, benchmarks from the analyses of rating agencies).

This position is based in Paris with the possibility to work from home.

We place our employees at the center of our attention. Internal mobility, career development and training devices allow you to grow and flourish throughout your journey.

You evolve in an inclusive work environment, promoting collaboration with concrete missions and a real impact. We will accompany you throughout your experience with us so that you can learn and develop your skills by working alongside experienced professionals.

You also have the opportunity to commit yourself in favor of society and causes that are dear to your heart through our corporate foundation.

In addition to an attractive salary calculated according to your training and level of education, you benefit from the reimbursement of your transport ticket up to 60%, paid leave, access to the company’s restaurant as well as health and welfare coverage.

You will also benefit from profit-sharing and/or participation in proportion to your attendance time.

You will also be able to have access to the works council according to your attendance time.

Required Skills/Qualifications/Experience

Student at the BAC+4 level, you are preparing a university degree from a business school or an engineering school, with a specialization in Economics, Finance or Statistics. You have experience in the field of risks, master financial analysis and have knowledge in credit risk and the professions of structured finance, Corporate and Financial Institutions. You master the Office Pack, possess a spirit of synthesis, rigor, good writing and oral presentation skills, and are autonomous. You are perfectly fluent in English.