Apprenticeship - 1 year - Cross-functional Risk Analyst F/H

Apprenticeship - 1 year - Cross-functional Risk Analyst F/H

• 20155
• Paris

Company Description

Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.

Our teams of experts in close to 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis CIB is committed to aligning its financing portfolio with a carbon neutrality path by 2050 while helping its clients reduce the environmental impact of their business.

As part of Groupe BPCE, the second largest banking group in France through the Banque Populaire and Caisse d’Epargne retail networks, Natixis CIB benefits from the Group’s financial strength and solid financial ratings (Standard & Poor's: A+, Moody's: A1, Fitch Ratings: A+, R&I: A+).

Job Description

You join our team within the SBSR ("Structural Balance Sheet Risk") department, which is looking for a Transverse Risk Analyst for a 1-year apprenticeship starting September 2026.

In this role you will support the supervision of structural balance sheet risks (liquidity risk, banking book interest rate & credit spread risk, structural currency risk, and other regulatory ratios). You will work closely with your tutor and core business units.

Responsibilities

• Assess the bank’s risk appetite for structural balance sheet risks and set/approve limits.
• Carry out an independent evaluation of the structural risk profile of the balance sheet and analyze the adequacy of the first-level risk management system of Financial Management (governance, methods, etc.).
• Conduct various studies on structural risks (sales agreements, implicit options, IRRBB, CSRBB, etc.) and occasional analyses of new products or activities, market environment, etc.
• Produce structural risk statements from balance sheets to senior management and represent the risk function in ALM/Treasury/Liquidity buffer/CRM/CCN Committees.
• Conduct permanent second-level controls on structural risk indicators.
• Ensure the production of risk reports for limit monitoring produced by SRO.
• Articulate the SRO function of Natixis Head Office with the equivalent functions of local platforms and subsidiaries/branches where applicable, and with Groupe BPCE, to ensure consistency and homogeneity of arrangements.
• Write and update the documentary corpus (charters, policies, procedures) of the function.
• Ensure monitoring of the compliance of the framework system with regulatory requirements.

Benefits

This position is based in Paris with the possibility to work from home. You will receive an attractive salary calculated according to your training and level of education, reimbursement of transport ticket up to 60%, paid leave, access to the company’s restaurant and health and welfare coverage. You will also benefit from profit‑sharing and/or participation in proportion to your attendance time, and you will have access to the works council according to your attendance time.

We provide internal mobility, career development, training and inclusive work environment that encourages collaboration and impact.

Required Skills/Qualifications

Student at the BAC+5 level, preparing a university, business school or engineering degree with a specialization in Finance.

Proficient in manipulating data, designing and developing databases using Python, Excel, VBA, SQL, and rendering results with PowerPoint and PowerBI.

Familiar with financial analysis and a bank balance sheet. Autonomous, rigorous, team spirit, adaptable, and perfectly fluent in English.