Head of Accident and Health France

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Head of Accident and Health Europe @Dual Europe

Team And Role Overview

The role holder will build and underwrite a profitable and sustainable portfolio of Group Personal Accident, Business Travel and specialty products. As the products and services portfolio will grow, the line of business will be expanded through new and diverse distribution channels.

Main responsibilities:

• Develop, underwrite, and manage a profitable Accident and Health portfolio from scratch.
• Build the product suite, related with corporate business, group personal accident, business travel, NAC product, and leisure travel.
• Manage the underwriting process, including development of new products and policy wordings, new segments, as well as business development.
• Ensure that the underwriting decisions are aligned and comply with company’s goals, rules, and guidelines, and liaise with our brokers and partners.
• Maintain the Accident and Health line of business profitability by managing and delivering profitable premium growth with specific focus on underwriting best practices, and closely monitoring operating expenses, commissions, loss ratio, and retention.
• Represent Dual Accident and Health line of business at various brokers and client industry conferences and events.
• Assist in the preparation of the Accident and Health business plan, statistics and documentation as required.
• Support and coordinate with distribution, client engagement, operations and claims teams on all Accident and Health underwriting related matters.
• Assist in developing, updating, and maintaining the group personal accident / travel pricing tools with our Actuarial and Product teams to consistently deliver accurate rates that meet our company’s profit objectives.
• Handle and assist in underwriting administrative work, such as drafting forms, drafting clauses, translation, statistical analysis & data tracking, etc.
• Plan underwriting and business development actions and report on progress.
• Compile market data, perform data analysis and provide statistics for strategic planning and product pricing if needed.
• To periodically participate in discussions with company managers to review business results and identify opportunities for action.
• Participate in ad hoc projects, e.g., system or process improvement, market research or any new business opportunities.

Candidate Profile

The ideal candidate will have:

• +5 years of relevant work experience in the insurance industry, in a similar multinational environment.
• Bachelor’s degree or equivalent.
• Accident and Health line of business underwriting experience with strong technical knowledge to develop a profitable portfolio is essential, with strong knowledge and proficiency in the use of underwriting tools, applications, guidelines, and data analytics.
• Proven ability to establish and maintain strong relationships both externally, with brokers and partners, and internally.
• Management skills to recruit, manage and develop a team of underwriters as the business grows.
• Strong organizational, analytical, and judgment skills, to use logic rationality and objectivity in decision-making.
• Solid strategic skills to determine opportunities and threats through comprehensive analysis of current and future trends.
• Fluent in spoken and written English with strong verbal and written communications skills.
• Possession of an outstanding work ethic and desire for knowledge and development.

Seniority level

Director

Employment type

Full-time

Job function

Health Care Provider

Industries

Insurance