EXCLUSIVE; CHIEF RISK OFFICER – BROAD RISK MANAGEMENT INCLUDING CREDIT EXPERIENCE (& FLUENT EN[...]

EXCLUSIVE; CHIEF RISK OFFICER – BROAD RISK MANAGEMENT INCLUDING CREDIT EXPERIENCE (& FLUENT ENGLISH) REQUIRED

€120K + Benefits including generous holiday, Bonus & Equity Paris + Some Travel

REF:4181G

Our Client, an exciting start‑up Fintech Bank, is seeking its first ever Chief Risk Officer (CRO) to encompass all enterprise risk management such as stress testing, credit performance and portfolio management. The position will be a mix of both risk and credit functions and is a senior level role reporting to the CEO and the Board of Directors Audit and Risk Committee.

• Lead the Bank’s Risk and Anti‑Money Laundering Departments and be accountable for the execution and continued enhancement of the Bank's enterprise risk management framework, including its risk appetite statement and related processes to achieve short‑term and long‑term strategic, financial and operational goals.
• Develop a deep understanding of and assist in informing the Bank's business strategies and related policies, processes, and controls based on its established risk appetite.
• Help further the Bank's culture of risk, serving as the primary risk liaison with the Board of Directors via the Risk Committee and with the Company's executive management. Lead and provide key insights and direction to management.
• Participate in various other management‑level committees to provide risk‑based perspectives and input.
• Develop and enhance risk‑management‑related infrastructure, including policies, processes, procedures and documentation to support the Bank's growth and decision‑making.
• Serve as a liaison with regulators in connection with risk‑management‑related exams. Assist in responding to, and implementing, exam recommendations and findings.
• Oversee the credit approval process, as well as portfolio monitoring systems for all current and future credit products ensuring that credit policies are reviewed, modified as necessary, and well communicated throughout the organization.
• Provide overall bank portfolio management oversight to ensure that the Bank's asset quality meets stated objectives and that the emphasis of the Bank's overall credit relationship management is consistent with the Bank's underwriting standards and risk appetite.

You should be a graduate, fluent in English (French advantageous but the working language is English) with senior risk experience gained at a financial services company, including Fintech, banking, crypto or fund/investment management. You must have broad risk management expertise across operational, credit, liquidity and portfolio risk and a strong understanding of Anti‑Money Laundering.

The office is in La Défense and the role is office‑based, with some travel mainly to Cyprus or New York. There is an equity package with shares granted annually and a 3‑year vesting period. The Bank operates an unlimited holiday scheme so, provided the required output is produced, you may take unlimited holiday (subject to date coordination with Management).