Transaction Monitoring Team Supervisor

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand. Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software. Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life. But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals. It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

Job Description

We are seeking a highly motivated and experienced Transaction Monitoring Senior Analyst to join our rapidly expanding team. Swan primarily onboards small and medium‑size companies and self‑employed freelancers opening business accounts. Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks. You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity. In this role, you will bridge the gap between strategy and execution. You’ll dedicate a significant portion of your time to hands‑on individual contributions—reviewing complex alerts and handling edge cases—while simultaneously driving team growth through direct coaching, technical training and leading the Quality Review program for Transaction Monitoring.

Mission

• Conduct thorough Transaction Monitoring/Fraud reviews and quality reviews with a keen eye for detail, ensuring strict adherence to current laws and internal regulations.
• Resolve complex cases and edge situations, providing customized solutions that meet high compliance standards.
• Maintain subject matter expertise by staying abreast of the latest advancements in compliance regulations and dedicating time to continuous professional development.

Coaching and Training

• Onboard and train new members on Transaction Monitoring/Fraud procedures, regulatory requirements, internal tools, and best practices for high‑quality reviews.
• Drive continuous improvement by identifying training gaps, creating individual development plans, and delivering targeted small‑group training sessions.
• Oversee freelancers and external headcount to drive ad‑hoc volume resolution with impeccable quality of review.

Operational and Strategic Development

• Manage daily workflows, ensuring tasks align with team goals, SLAs are maintained, and quality remains consistently high.
• Collaborate across departments, including Product, Engineering, and Risk, on ad‑hoc projects to streamline and optimize Transaction Monitoring processes.
• Implement and enhance procedures, maintaining momentum across stakeholder groups to ensure scalable and consistent operations.
• Execute quality controls and lead continuous improvement projects to ensure the team consistently meets or exceeds performance targets.

Preferred Experience

• You have at least 5 years of experience in Fraud/Transaction Monitoring/AML/Financial Security at a fintech, payment institution, bank, or fast‑paced start‑up/scale‑up environment. Preferably with at least 2 years of experience as a team supervisor/Senior.
• You have a strong understanding of the AML/CFT regulatory framework and a “protect mindset”.
• Excellent coaching skills, with a proven track record of enhancing team productivity and cohesiveness.
• You enjoy streamlining internal processes to improve operational efficiency and scalability.
• You’re data‑driven, with strong analytical skills and attention to detail.
• You know how to prioritize in a fast‑paced production environment and can manage urgent cases effectively without compromising on compliance.
• You are highly proficient with modern compliance tools and CRMs (e.g., Zendesk, Forest, Next Matter) and are eager to master and champion new technologies.
• You’re proactive, hands‑on, and love getting things done.
• Excellent communication skills in English and fluent in either German, Dutch, French, or Spanish.
• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

Perks of being a Swanee

• Holidays: 25 days + RTT ️
• Meal Vouchers: We provide a meal voucher card to cover your meals on work days.