Staff Product Manager [Savings expertise]

Staff Product Manager – Savings

Join us in defining and launching Qonto's first standalone Savings products—passbook accounts, term deposits, and beyond. As Qonto becomes a bank, Savings sits alongside Credit as a foundational pillar of our next chapter. You'll directly impact deposit growth, customer retention, and the future of our banking offer across European markets and report to Arnaud, Product Director.

What you'll do

• Define the Savings product strategy: Map the competitive landscape and align your roadmap with deposit growth, retention, and bank-level revenue goals. Decide what to build—and what not to build.
• Build and launch Qonto's first Savings products: Passbook, term deposit, account remuneration—take products from 0 to 1 and scale them across European markets.
• Co-construct with Risk and ALM: Partner deeply with Risk and Asset Liability Management teams to build products that are compelling for customers and sound for the balance sheet.
• Navigate regulation without losing velocity: Work hand‑in‑hand with Compliance and Legal on market‑specific regulatory questions. You keep moving when the answer isn’t obvious.
• Collaborate cross‑functionally: Work with Engineers, Designers, Market Directors, and other Product teams to deliver Savings experiences SMEs trust.

What we're looking for

• Savings product experience: Strong track record as a PM working on passbook accounts, term deposits, Money Market Funds, ETFs, or account remuneration. You’ve shipped at least one end‑to‑end product.
• Strategic product thinking: You map the Savings landscape, spot what’s worth building, and call out what isn’t. You think in outcomes and make clear trade‑off decisions.
• Comfort with regulated stakeholders: You engage with Risk, ALM, and Compliance as peers—co‑building when it counts, challenging when necessary, and holding your position in technical trade‑offs.
• Regulated product instinct: Sharp judgement on the balance between commercial ambition, regulatory constraints, and balance‑sheet impact.
• Strong communication in English: You align Engineering, Risk, ALM, Market Directors, and Senior Leadership without losing momentum. French is a plus, not a requirement.

What we can offer you

• A blank page in Qonto's most strategic domain: Savings is one of two foundational pillars—your work will shape it from scratch.
• Real banking product work: Operate at the intersection of banking infrastructure, regulated product design, and emerging tech. This isn’t SaaS feature work—it's balance‑sheet product management.
• Deep cross‑functional collaboration: Work with Product, Risk, ALM, and Compliance squads. Strategic and technical thinking is valued over shipping volume.
• AI at the frontier of regulated products: Observe how AI changes how regulated products are built and shipped, and translate that into product opportunities.

Your future manager

Your manager will be Arnaud, Product Director at Qonto.

• His path: Nearly 6 years at Qonto—joined as Head of Risk in 2022, promoted to Risk Director in 2024, and took on Product Director in 2025. Prior roles include Head of Data at Hokodo, Senior Manager Data & Analytics at KPMG UK, and Data Strategy Manager at Aspen Insurance Group. Holds an Executive Master in Quantitative Finance and an Engineering degree.
• What he brings: A rare combination of risk expertise and product leadership, ensuring what you build is both commercially compelling and financially sound.

Diversity and inclusion

At Qonto, we understand that true diversity isn’t just about ticking boxes. We hire for skills and potential and welcome candidates regardless of background. We have built a discrimination‑free hiring process.

Privacy and data

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