Risk Manager (Financial Risk)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products – including spending, saving, investing, exchanging, travelling, and more – help our 75+ million customers get more from their money every day.

As we continue our lightning‑fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we’ve been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we’re looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Risk team sits at the very core of Revolut. These superstars work across functions, products, and regions to monitor first‑line performance and ensure that the business remains on a safe footing.

We’re looking for a second‑line Financial Risk Manager who will help identify, assess, manage, and report on Revolut’s spectrum of financial risk. You’ll work closely with, among others, the teams in Treasury, Finance, Credit, Risk, and Compliance to independently assess and oversee risk‑taking activities.

What you’ll be doing

• Setting standards, including risk appetite, for managing financial risk types
• Defining responses to financial risk regulation changes and funding plan requirements
• Developing and maintaining, among others, financial risk policies, stress testing, metrics, and reporting systems
• Engaging and challenging first‑line businesses to identify, monitor, and govern emerging financial risks, including in new product risk assessments
• Modelling financial risks under various stress scenarios, with appropriate assumptions and calibrations
• Monitoring capital and liquidity risk exposures against internal and regulatory limits
• Investigating risk events, producing related reports, and escalating breaches to the appropriate governance forum
• Building relationships with senior stakeholders to support risk governance and challenge emerging risks

What you’ll need

• 10+ years’ experience in financial risk management in the financial services industry
• In‑depth knowledge of financial risk‑related regulations and their application in the banking industry
• An understanding of stress‑testing methodologies
• Hands‑on knowledge of model development, implementation, and governance
• An analytical mindset to break down complex problems and work with data
• Autonomy in decision‑making and driving change with sound judgement
• Excellent interpersonal skills

Nice to have

• Familiarity with SQL or a scripting language

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard‑working team.