KYC Analyst

Our client is an established payment service provider in France, regulated by the ACPR.

Senior KYC & AML Analyst (H/F)- Paris

You will join the KYC and AML team within the 1st line of defense. Your main missions will be:

• Analyze client's documents received from the outsourced back office in charge of document collection
• Interact with the back office to refine the quality of documentation received and or request additional documentation from the client
• Undertake Customer Due Diligence and Enhanced Due Diligence, and conduct deep inquiry into the source of wealth and funds of some clients and UBOs
• Assess client’s financial situation to bring added value to your analysis of the Source of Wealth
• Apply AML scoring and perform the Client Risk Assessment
• Formalize KYC conclusion prior to client approval or rejection in accordance with guidelines and standards set out in the AML policy and subsequent procedures.
• Manage sanctions and embargoes hits
• Perform a priori set of AML controls prior to transaction execution
• Investigate suspicious transactions and prepare Suspicious Activity Reports Proposals with detailed rationales and analysis prior to escalation to 2nd line of defense Compliance
• Validate answers to communications to be made to the competent tax authorities upon formal
• Participating in the overall Financial Crime framework including:
  • level 1 control execution including quality assurance of the KYC and Client Risk Assessment performed by the team
  • reporting of KPIs to the head of KYC & AML
  • contributing to the maintenance of the operational normative framework (review and update of SoPs)

As a senior, you will support the other team members on investigation and client due diligence with your expertise. You will also actively contribute to the training of junior members.

You have at least 8 years of experience in the field of KYC and Financial Crime (AML, Sanctions & Embargos) for a Financial Institution (retail, CIB, custodian bank, asset management) and meet the following requirements:

• Good understanding of the regulatory framework associated with AML-CTF, legal provisions regarding KYC, client identification.
• Understand the basics of finance (Financial Statements)
• High analytical skills and editorial ability

You are curious, flexible, have a global mindset and you are also ready to join a multicultural startup team. You demonstrate an ability to work in a collaborative environment, are willing to contribute to the enhancement of processes and IT tools, and are driven by ethics, excellency, and results orientated.

English and French are the main working languages in the office. Speaking another language, such as Portuguese, Arabic, Spanish, or German, is a plus.