Head of Compliance & Internal Control

About The Position

The Head of Compliance & Internal Control will lead the Regulatory, Financial Security & Internal Control teams, identifying and evaluating risk areas within Alma, defining key policies to comply with regulatory obligations, and supervising the internal control framework.

Your Mission

• Define the top‑management position on high‑stakes compliance and control projects impacting all Alma and several departments.
• Proactively address and adjust for project‑related compliance risks and blockers.
• Set standards for project quality and ensure alignment with both regulatory requirements and organizational objectives.
• Drive a culture of compliance and control by modeling and advocating compliant practices and processes across the company.
• Build consensus in the organization, fostering cooperation and understanding of compliance as a shared responsibility.
• Define Alma’s best practices for compliance and control.
• Represent Alma as the key contact person at Alma.

Teams Manage

• Financial security
  • Supervise the AML‑CFT framework, including definition, update and accuracy of consumer and merchant risk classification.
  • Oversee actions executed by the Financial Security team, including:
    • Definition and implementation of key KYB/KYC processes with stakeholders.
    • Treatment of KYB/KYC request escalations.
    • Support and challenge AML‑CFT monitoring operated by Fraud & AML‑CFT team.
    • Report Suspicious Transaction Reports to authorities.
    • Communicate key AML/CFT reports to the ACPR.
    • Define AML/CFT annual training and awareness program for all employees.
    • Serve as liaison to local authorities.
• Regulatory compliance
  • Define regulatory framework and policies; ensure compliance to main regulatory obligations in all geographies.
  • Set up regulatory watch on all compliance matters, focusing on AML‑CFT regulations in Europe.
  • Supervise IOBSP and ESP processes at Alma.
  • Supervise implementation of Alma’s ethics program, anticorruption policies and processes.
• Internal Control
  • Lead elaboration and update of risk mapping; identify risks, evaluate and propose controls.
  • Supervise execution of second‑level controls as part of permanent control plan.
  • Manage operational risk management framework and incident management.
  • Raise awareness on risk prevention culture; train and implement recommendations.
  • Support periodic control missions; follow up findings and manage relationship with periodic controllers.

About You

Being an Internal Control Manager requires a wide skill set and high energy:

• Analytical and risk oriented: solid analytical skills, deconstruct problems, propose solutions.
• Written/Oral communication: present conclusions clearly.
• Rigorous: attention to detail, methodical progress.
• Curious mindset: ask questions and explore new topics.
• Team leader: drive and apply centralized vision for the team.

Your Experience

• Preferably at least 10 years in a similar position in Audit / Internal Control within banking or fintech.
• Good understanding of financing challenges of payment institutions and/or financing companies.
• Experience in international and multicultural context; fluent in English; French, Italian, German a plus.

About the Recruitment Process

• Talent Acquisition interview
• Hiring Manager interview
• Business Case
• Final interview with COO and co‑founder
• Team fit

We are an equal opportunity employer. All employment decisions are based on qualifications, experiences, merit, and business needs without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other legally protected characteristic.