Head of cash management

About Malt

Discover our galaxy. Join the Future of Work! Malt is Europe's leading freelance marketplace, connecting over 1,000,000 talented freelancers with 100,000+ companies. Founded in 2013, we're transforming how work gets done through our tech‑powered, human‑centered platform. What makes us different:

• A diverse team of 600 Malters across 6 European countries
• A culture that champions equality (50% of our Comex are women) and inclusive growth
• Backed by top investors including ISAI, Serena Capital, Eurazeo Growth, Goldman Sachs, and BPI
• A mission to give everyone the freedom to work differently

Head of Cash Management

Malt is seeking a highly skilled and strategic Head of Cash Management to structure our cash management operations across all our platforms and systems. As a vital member of our finance team reporting directly to the CFO, you will be responsible for efficiently managing the company's liquidity, optimizing cash flows and supporting growth and strategic initiatives. The ideal candidate will have a strong background in treasury operations, risk management, and financial strategy, combined with excellent leadership and communication skills.

Key Responsibilities

• Supervise all cash operations.
• Oversee payment transactions on our PSP(s).
• Manage cash operations with our factors and financial partners.
• Improve day‑to‑day banking operations (vendor payments, bank monitoring …).
• Optimize cash flows by improving cash cycles through Malt, oversee performance monitoring & reporting, develop and maintain accurate cash flow forecasts to ensure the company has sufficient liquidity to meet its operational and strategic needs.
• Manage the Cash Operations team, composed of 6+ persons including 2 transverse roles (1 Cash Controller + 1 Project Manager) and 4 operational roles (1 Treasurer + 1 Payment Operations Manager + 1 Financing Team + 1 Credit & Risk Manager).
• Maintain compliance with payment industry regulations and standards, identify and mitigate risks associated with all cash operations, develop and enforce internal controls and policies for cash management to prevent unauthorized transactions or fraud.
• Work with other departments (IT, Product, other finance teams) to ensure seamless payment operations.
• Process documentation: create and maintain documentation for payment processes and procedures.
• Drive innovation and strengthen our technical stack (deeper and stronger integrations, better automations) in order to enhance efficiency, robustness, and reduce costs.
• Build and maintain strong relationships with banks and financial institutions to negotiate favorable terms for credit facilities, payment processing, and other financial services.
• Manage and optimise group banking structures, including account set‑ups, bank fees, and treasury services.
• Ensure the availability of financing options, such as revolving credit lines or short‑term funding, to support the company’s growth and emergency liquidity needs.

Qualifications and Requirements

• 10‑15 years of experience in Treasury, Cash Management.
• Strong management, leadership, collaboration, negotiation, and communication skills to align treasury goals with business priorities, guide cross‑regional cash management teams, and build effective relationships with senior executives, banks, vendors, and stakeholders.
• Technical proficiency and financial expertise. Familiarity with payment processing systems, financial software, and relevant technologies (e.g., ERP systems).
• Understanding of payment methods, gateways, and high‑volume transaction processing.
• Regulatory knowledge & compliance requirements and regulations governing payment operations, such as PCI DSS and AML.
• Strategic thinking and business acumen – aligning cash management strategies with the company’s growth trajectory and long‑term goals.
• Technology and systems proficiency – understanding of digital solutions, automation, and data visualization tools for reporting.
• Ability to assess and implement new technologies to improve cash visibility and operational efficiency.
• Adaptable and proactive, flexibility to adapt to changing regulations, technologies, and market conditions in the payment sector, initiative to identify potential challenges and opportunities before they arise.

Benefits

• Onboarding: spend the first week learning about our culture, products, and services with other onboardees at our office in Paris.
• Equity: every Malter is entitled to stock options.
• Lunch vouchers (legal benefit): €9/day on your Swile card.
• Transportation (legal benefit): 50% reimbursement (any type of transport).
• RTT: from 8 to 12 days off.
• Sports: company participation in a Gymlib membership.
• Paid sabbatical: after three years, every Malter is entitled to a one month paid sabbatical leave.
• Free books: we will order books you request for learning relevant topics.
• Remote work: hybrid remote policy.
• Annual team building events.

Equal Employment Opportunity

At Malt, we are committed to fostering an inclusive and diverse workplace. We recruit based on skills, experience, and potential, without any form of discrimination related to age, gender, sexual orientation, ethnicity, religion, or disability. Our mission is to create a work environment where everyone feels valued, respected, and safe to thrive.

Your profile may be subject to background screening. For more information see our candidate privacy policy.