Head of A&H France, Belgium & Luxembourg H/F

Overview

Make your mark in Underwriting. AIG underwriting teams help find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers manage risk, transforming our operating model and reshaping role responsibilities and career pathways. Our goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

About The Role

The Head of Accident and Health (A&H) for the FBL Cluster (France, Belgium, Luxembourg) will develop and execute the product line strategy in accordance with the A&H Global product strategy, underwriting framework, and pricing guardrails. This role has accountability for talent management and overall responsibility for FBL Product P&L. Head of A&H FBL will lead and manage all aspects of AIG’s FBL Accident and Health business with accountability for go-to-market effectiveness and efficiency, product, underwriting and risk control, and implementation of best practices.

Key Accountabilities

• Lead the FBL A&H business to deliver planned operating and financial results.
• Drive the definition and execution of growth and profitability strategy for the A&H Business.
• Responsible for the achievement of financial targets for revenue, profit, and growth: NPW growth, Combined Ratio, loss Ratio, Acquisition ratio, Expenses; Underwriting Profit, New business, and Retention.
• Lead channel, product, and market expansion.
• Recruit and develop A&H country resources and functional leads.
• Ensure regulatory and legal compliance across the A&H operation.

Move The Organization Forward Via Direct and Functional Reports

• Establish and leverage strong relationships with Regional and Country leadership.
• Collaborate with technical and functional departments across the wider business.
• Provide oversight for large projects and initiatives related to A&H.
• Work with HR and function teams to develop top distribution, product, underwriting and functional talent.
• Drive a culture that promotes results, collaboration, diversity and inclusion.
• Coordinate with regional/country actuaries to assure timely rate reviews, ongoing pricing, and segmentation initiatives.

Execute A&H Plans and Strategies Across Local Markets (France, Belgium, Luxembourg)

• UW Excellence:
  • LR supervision
  • UW governance (Authorities, Guidelines, Appetite, and Audits)
  • UW Process
  • UW team management and growth
• Portfolio management / Renewals:
  • Develop and execute retention and pricing strategy
  • Strengthen relationship with clients and distribution partners
  • Ensure pipeline development for both Group and Individual/Partnerships.
• Sales and New Business:
  • Develop and strengthen major distribution partnerships on Group Business
  • Build partnerships / individual distribution framework.
• Operations: Foster efficiency across all distribution channels/segments (including SME, Online, and Partnerships business).
• Product development to ensure alignment with AIG appetite on selected segments and market/client needs.

Provide Appropriate Tools and Infrastructure to Govern Business

• Library of existing coverages and products.
• Tools to ensure portfolio management and to model, execute and track renewals and new business.
• Use of raters at cluster and local level.
• Pipeline, activity, and workflow management.
• Actuarial support and analysis to support portfolio reviews.
• Underwriting authorities, audit schedules.
• Compliance and legal framework.

Enjoy Benefits That Take Care Of What Matters

At AIG, our people are our greatest asset. We protect and invest in what’s most important to you. Our Total Rewards Program offers a comprehensive benefits package focused on your health, wellbeing, and financial security – and professional development – so you enjoy peace of mind.

Equal Opportunity Statement

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to

Functional Area: Underwriting. AIG Europe S.A. (France branch).