FinCrime Analyst (AML/CTF)

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day.

About the Role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We’re looking for a Financial Crime Analyst to manage our enhanced due diligence processes. You’ll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

What You’ll Be Doing

• Performing complex investigations into customer activity, utilising transaction monitoring systems to identify red-flag patterns, such as structuring, layering, and unusual cross-border flows
• Conducting deep-dive research using open-source intelligence (OSINT) and adverse media tools to assess the reputational and FinCrime risk associated with high-risk individuals and businesses
• Validating the legitimacy of wealth and fund origins by analysing documentation to ensure they align with the customer’s known profile
• Drafting high-quality suspicious activity reports (SARs) or suspicious transaction reports (STRs) for law enforcement and regulatory bodies, ensuring findings are documented with legal defensibility
• Providing guidance on high-risk onboarding decisions, and recommending client relationship exits when activity falls outside the firm’s risk appetite
• Contributing to the calibration of monitoring rules and threshold settings to reduce false positives while ensuring the detection of evolving criminal typologies

What You’ll Need

• A bachelor's degree (must be able to provide a certificate)
• Fluency in English (C1+ level)
• 2+ years of FinCrime experience, or 1+ years of experience in AML, FIU, or similar complex investigation fields, where risk-based approach is used
• An understanding of financial crime red flags, typologies, and how to identify them
• Experience redacting and submitting suspicious activity reportsExperience with investigative methodologies evidenced with previous experience of having used analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shift patterns, including nights and weekends
• Critical thinking skills
• Impeccable attention to detail
• The ability to multitask, prioritise, and work well under pressure

Nice to Have

• A degree or equivalent in law or a STEM subject
• An industry-recognised certification, such as ICA or ACAMS
• Fluency in other languages

Diversity & Inclusion

We launch our inaugural D&I Framework in 2021 and encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important Notice for Candidates

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.
• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.