Direct Lending Expert - Credit Specialist

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position: Direct Lending and Alternative Credit Professional Type: Contract Compensation: $110–$150/hour Duration: 1-2 weeks Commitment: 10+ hours/week

Role Responsibilities

• Detail the day-to-day workflows of professionals in direct lending , private credit , and alternative asset management .
• Analyze and explain credit underwriting processes , including due diligence, risk assessment, and structuring.
• Identify and categorize key documents used across private credit transactions, such as credit memos , IC materials , term sheets , covenants , and lender presentations .
• Distinguish between public vs. private information in credit markets and lending processes.
• Provide insight into deal sourcing , execution , and portfolio monitoring workflows .
• Collaborate with AI researchers to translate real-world credit expertise into structured training data.

Qualifications

Must-Have

• 3+ years of experience in Direct Lending , Private Credit , Leveraged Finance , or Alternative Asset Management .
• Experience at top-tier firms such as Ares , Apollo , Blackstone Credit , KKR Credit , Golub Capital , Oaktree , or similar.
• Bachelor’s degree in Finance , Economics , Accounting , Business Administration , or a related field.
• Strong familiarity with credit agreements , financial covenants , underwriting models , and deal documentation .
• Excellent analytical, writing, and communication skills.

Preferred

• Experience across middle-market lending , sponsor-backed deals , or structured credit .

Start Date

• 1-2 weeks

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

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PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.