Credit Manager Group

The Credit Manager reports to the Director of Corporate Consolidation and Treasury

Responsabilities :

Credit Management & Collections

• Define the Group credit policy (by region / segment)
• Drive international collection performance through local teams
• Implement standardized reporting, KPIs, and governance
• Handle complex cases and major disputes
• Lead credit committees and arbitrate sensitive cases

Customer Financing Deployment

• Define the end-to-end customer financing process
• Set up monitoring tools (dashboards, alerts, performance tracking)
• Manage relationships with financial partners
• Equip sales teams (guides, eligibility criteria, sales pitch)
• Train sales teams to drive adoption and effectiveness

Leasing Offer Structuring

• Select and negotiate with financial partners
• Define the distribution model (CRM, CPQ, commissions)
• Build and refine the customer value proposition
• Monitor offer profitability and performance
• Conduct market watch (B2B BNPL, embedded finance, etc.)

Recurring Revenue & Cash Automation

• Integrate credit management into new business models (subscription, services)
• Automate billing and cash collection processes (e.g., SEPA, digital payments)
• Structure payment incident management frameworks
• Define and track KPIs (collections, churn, cost of collection, DSO)

Data, Tools & Risk Framework

• Define credit risk segmentation and scoring approaches
• Develop predictive analytics (payment behavior, default risk)
• Implement standardized dashboards and reporting tools
• Drive continuous improvement and digitalization of processes