Compliance Officer, Financial Crime

Compliance Analyst

The Financial Crime Compliance team is the engine ensuring we grow safely. We are looking for an ambitious Compliance Analyst to navigate the complexities of AML, CTF, and sanctions in a real‑time payments environment.

Key Responsibilities

• Enhanced Due Diligence (EDD): Lead deep‑drive investigations into high‑risk corporate entities and complex ownership structures (UBOs).
• SARs/STRs Management: Identify suspicious patterns and draft high‑quality Suspicious Activity Reports (Déclarations de Soupçon) for submission to TRACFIN.
• Regulatory Advisory: Act as a subject matter expert on French AML/CFT laws (Monetary and Financial Code) and help the MLRO translate these into scalable operational processes.
• Transaction Monitoring: Analyze real‑time alerts and historical data to identify emerging financial crime trends.
• Process Optimization: Don't just follow the manual—help write it. You’ll identify gaps in our automated screening and monitoring tools and propose data‑driven solutions.
• Audit & Liaison: Support the MLRO during regulatory onsite inspections or internal audits, providing clear rationales for risk‑based decisions.

Qualifications

• Experience: 5+ years in Financial Crime, AML, or Compliance, ideally within a FinTech, Payment Service Provider (PSP), or a high‑volume Tier 1 bank.
• Local Expertise: Deep understanding of the French regulatory landscape (ACPR, TRACFIN) and the 5th/6th Anti‑Money Laundering Directives.
• Investigator Mindset: You enjoy 'following the money' and have a proven ability to synthesize complex data into clear, actionable risk assessments.
• Tech‑Savvy: Comfortable working with SQL, Python, or advanced data visualization tools (Looker/Tableau) to hunt for anomalies.
• Communication: Fluent in French and English. You can explain a complex regulatory requirement to a Product Manager just as easily as you can to a Regulator.
• Certifications: CAMS or ICA International Diploma is highly preferred.