AXA Health Business- Underwriting Risk Validation and Governance Manager F/H

Votre rôle et vos missions

Are you looking to grow in a global environment with high business impact? Do you enjoy analyzing risks and supporting strategic underwriting decisions? You join the Underwriting and Proposition Department within AXA Health, as part of the Underwriting Risk Validation & Governance team. You report to the Head of Underwriting Risk Validation and Governance and work closely with multiple stakeholders, including Line 1 underwriters, Line 2 Risk Management teams, actuarial teams and the Underwriting Committee. Based in France, you act as a key interface between local and international teams, especially with Singapore-based colleagues. You contribute to underwriting activities across several markets including France, UK and Singapore, supporting both direct insurance and reinsurance business. The purpose of your role is to ensure robust underwriting decisions by performing independent technical validation and supporting governance processes, including the Underwriting Committee.

Risk validation & pricing

• Perform independent technical reviews and validate pricing for direct insurance and reinsurance risks;
• Assess pricing submissions to ensure consistency with underwriting guidelines and the Portfolio Management Process;
• Review assumptions, methodologies and documentation to ensure robust and justified pricing decisions;

Stakeholder engagement & coordination

• Collaborate with Line 1 underwriters, actuarial teams and Line 2 Risk Management to challenge and validate approaches;
• Act as a key interface between Paris and international teams, especially with Singapore-based stakeholders;
• Provide market insights and regulatory updates across AXA Health markets;

Governance & audit activities

• Define audit frameworks, criteria and timelines for underwriting governance reviews;
• Conduct audits on delegated underwriting authority to ensure compliance with methodologies and referral processes;
• Document findings, define corrective actions and monitor their implementation within agreed timelines;

Underwriting Committee management

• Coordinate submissions and manage processes related to the Underwriting Committee (UWC);
• Ensure quality and completeness of documentation and track pending items and action plans;
• Follow up on the implementation of conditions set by the Underwriting Committee and governance bodies.

Votre profil

You bring strong expertise in actuarial, pricing and health insurance, combined with a solid ability to interact in an international environment.

Technical skills

• Master health insurance pricing, reinsurance concepts and actuarial methodologies;
• Demonstrate strong experience in risk validation, underwriting processes and governance frameworks (8-10 years expected);
• Work comfortably in a multinational environment with fluency in English and French;

Professional skills & mindset

• Show strong analytical thinking and ability to challenge assumptions and methodologies;
• Communicate clearly with multiple stakeholders and demonstrate strong interpersonal skills across cultures;
• Work autonomously while managing multiple priorities with a high level of rigor and accountability;

Education

• A degree in actuarial science, mathematics, economics or a business‑related field is required.

Benefits

• D'un package de rémunération complet comprenant un salaire fixe, un complément de rémunération variable, des primes, de la participation et de l'intéressement, la possibilité d'acquérir des actions AXA, ou encore des solutions d'épargne avantageuses;
• D'un cadre de travail flexible jusqu'à 3 jours de télétravail possible par semaine (selon profil du poste), des tickets restaurant pour les jours télétravaillés ou encore une participation à l'achat d'un écran ou fauteuil ergonomique;
• D'une politique visant à concilier vie personnelle et vie professionnelle avec 28 jours de congés payés, entre 14 et 16 RTT selon les années, des formules de travail à temps partiel ou encore des jours d'absence rémunérées pour la rentrée scolaire ou un déménagement par exemple;
• De la possibilité de s'engager pour une cause qui vous tient à cœur grâce à nos associations telles que AXA Atout Cœur, AXA Compétences Solidaires ou encore AXA Prévention;
• Perspectives de développement des compétences et de carrières immenses, CE, conciergerie, offres privilèges, soutien en cas d'épreuve personnelle;
• Rémunération variable individuelle;
• Participation / Intéressement / Actionnariat;
• Plan d'Epargne Enterprise et PERCO;
• Couverture santé et prévoyance complète;
• Produits d'assurance banque préférentiels;
• Politique parentale avantageuse;
• 13ème mois / Primes Vacances;
• Télétravail (selon profil du poste);
• Remboursement du titre de transport à hauteur de 60% en IDF et 50% en région;
• Subvention restaurant d'entreprise;
• Comité d'entreprise;