Anti-Financial Crime Officer

About the role

Join our Anti‑Financial Crime (AFC) team to protect Qonto and its users by detecting and reporting suspicious activities. You will play a key role in our fight against financial crime while ensuring we meet our regulatory reporting obligations to the French administration (Tracfin).

Responsibilities

• Investigate & report: Draft high‑quality Enhanced Investigations and Suspicious Activity Reports for the French Financial Intelligence Unit (Tracfin).
• Handle alerts: Manage escalated alerts from our LoD1 teams with efficiency and precision to detect potential money laundering or fraud attempts.
• Maintain quality standards: Ensure all investigations and reports meet internal quality standards and regulatory deadlines.
• Contribute to team success: Participate in side tasks and team projects to continuously improve detection tools and operational processes.
• Knowledge sharing: Help identify emerging trends and share insights with the team.

What you can expect

• Fast‑paced environment: Operate in a dynamic fintech setting where reactivity and adaptability are key; handle a high volume of cases without compromising quality.
• Collaborative culture: Join a close‑knit AFC team that values peer support, with weekly team meetings and regular 1‑on‑1s to foster growth.
• Learning & development: Work on a variety of cases (AML, tax fraud, scams, fraud in general) to build a strong generalist skillset while deepening knowledge in scams.
• Tools: Use our internal proprietary back‑office tools and communicate via Slack.

About your future manager

Her path: Garance holds a Master’s degree in Criminal Law and Criminal Sciences and joined Qonto in 2023. She has built an impressive track record, rapidly climbing the ranks through Junior and Senior Officer roles before being promoted to Lead Anti‑Financial Crime.

What does she bring to the team? Garance leads part of the AFC team. She is a hands‑on manager who values transparency and autonomy, and is committed to the team’s development and progression. She looks for team players who are eager to learn and ready to tackle the challenge of balancing speed with impeccable quality.

About You

• Linguistic skills: Speak French fluently (min. C2) with impeccable writing skills; professional command of English (min. C1).
• Background: Hold a Master’s degree in Law (Business Law, Criminal Law, Compliance) or a related field.
• Experience: First experience in AFC, compliance, or fraud, or a strong demonstrated interest in these topics.
• Analytical mindset: Be rigorous, detail‑oriented, and able to synthesize complex information into clear, concise reports.
• Appetite for fraud: Possess a genuine curiosity for understanding AFC mechanisms, specifically private scams, and want to develop knowledge in this area.

At Qonto we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we’ve been searching for all along.

On average, our hiring process lasts 20 working days. More information on our candidate journey here .