Financial Controller, Real Estate Debt (Loan Asset Management)

Financial Controller

Paris, France – Hybrid

Permanent Contract

About the Role

As a future Financial Controller, you will report to the Head of FMCG Private Debt and be part of AXA IM Alts - Real Estate. The role will focus on the loan asset management of loans in Europe across different real estate asset classes, geographies and risk profiles. You will oversee loans from closing through their entire life including restructurings, refinancings, and extensions. You will be part of a team of more than 10 professionals interacting with the Fund Management team and other internal teams, and with third parties such as banks, borrowers, facility agents, and legal advisors.

Your responsibilities

Loan Asset Management – monitor the performance and evolution of commercial real estate debt investments from origination until repayment. Main tasks include following up interest payments, utilisation requests and repayments, handling consents, modifications, and waivers from borrowers in coordination with the Fund Management team, reviewing loans’ performance through tracking key financial covenants (LTV, LTC, DSCR, Debt Yield), reviewing asset valuations, updating cash flows and tenancy schedules, and monitoring operational aspects of the assets such as capex programmes and ESG metrics.

• Deal Execution and Asset Management
  • Provide deal support, including financial analysis and execution of deal cash flows, create tailored cash flows/valuation models to simulate scenarios.
  • Monitor cash and manage cash distribution process.
  • Review capital call and distribution notices and cash allocation schedules.
  • Review property level reporting, budget, tenancy schedules from property managers and asset managers.
  • Liaise with deal team to ensure agreement of fundings/distributions.
  • Closings: guidelines check, validation of deal allocation, KYC preparation, ensuring payments/investments processed and received.
  • IPD calculation, covenant & waiver analysis.
  • Review loan documentation including drawdown, amortization, repayments and fees.
• Portfolio Management
  • Contribute to valuation process, calculation of gross to net adjustments and preparation of valuation committee and loan review materials.
  • Support investment decision process by maintaining fund models, proving scenario/sensitivity analysis, key property and financial metrics and CRE debt KPIs.
  • Support investment decision process with qualitative and quantitative fund data.
  • Investor/client reporting and ad-hoc reports upon request.
  • Manage and keep IT tools (incl. new Asset Management tool) updated to reflect portfolio composition and ensure reconciliation with service providers and stakeholders.

Your Profile

• Business or engineering school or university degree.
• 2 to 5 years of experience in a financial institution, such as a bank’s loan portfolio management team, an asset management company or a loan service provider.
• Proven financial, analytical and organizational skills.
• High proficiency in English.

Key Knowledge and Skills

• Appetite for and knowledge of loan documentation.
• Appetite for and knowledge of the real estate debt sector.
• Team player, multi-tasking, rigorousness, desire and flexibility to learn and grow in a fast‑paced environment and capacity for synthesizing and prioritizing.
• Advanced skills in Excel/VBA. Knowledge of Simcorp Dimension and/or Real Insight is a plus.

Benefits

We offer an environment that fosters growth, flexibility, and diversity.

• Growth opportunities with personalised learning paths.
• Hybrid working and competitive health benefits.
• Diversity and inclusion initiatives.
• Sustainability commitment, including tree planting to celebrate new hires.

Equal Opportunity Employer

AXA IM is an Equal Opportunity Employer. We encourage candidates with disabilities or any other protected characteristic to apply and are committed to providing reasonable accommodation to qualified applicants and employees with disabilities.